Real Estate

Wholesale Real Estate Calculator

Estimate a wholesale deal: maximum offer price from ARV, repair costs, and your wholesale fee.

What this calculator does

The Wholesale Real Estate Calculator estimates your result instantly from the values you enter, using standard real estate formulas. Estimate a wholesale deal: maximum offer price from ARV, repair costs, and your wholesale fee. Calculations run in your browser, so nothing you type is sent to a server, and the output is an estimate for planning rather than financial advice.

Wholesale Real Estate Calculator

Result

—
Max Allowable Offer
—
End-Buyer Price

About Wholesale Real Estate Calculator

The Wholesale Real Estate Calculator finds the maximum allowable offer a wholesaler can make and the price the end buyer pays. From the after-repair value, the repair costs, the wholesale fee, and an ARV rule percentage, it applies the percentage to the after-repair value, subtracts repairs and the fee to get the maximum allowable offer, then adds the fee back to get the end-buyer price.

Wholesalers work backward from a property's after-repair value using a percentage rule so the eventual buyer still has room for repairs and profit. Letting you set the ARV percentage yourself means the tool matches whatever rule you use rather than assuming one, and the result comes entirely from your four inputs.

Enter the after-repair value, the repair costs, the wholesale fee, and the ARV rule percentage, press Calculate, and read the maximum allowable offer and the end-buyer price.

Formula & Mathematical Calculation

Maximum Allowable Offer = ( After-Repair Value × ARV Rule % ÷ 100 ) − Repair Costs − Wholesale Fee

End-Buyer Price = Maximum Allowable Offer + Wholesale Fee

Calculation Example

With a $300,000 after-repair value, $40,000 in repairs, a $10,000 wholesale fee, and a 70% ARV rule, the maximum allowable offer is ($300,000 × 0.70) − $40,000 − $10,000 = $160,000, and the end-buyer price is $160,000 + $10,000 = $170,000.

Key Benefits

  • Computes the maximum allowable offer from the after-repair value using your ARV percentage.
  • Subtracts repair costs and the wholesale fee to keep the offer within the rule.
  • Shows the end-buyer price by adding the wholesale fee back to the offer.
  • Lets you set the ARV rule percentage yourself instead of assuming a fixed rule.

How to Use this Calculator

  1. Enter the after-repair value
    Type the property's estimated value after repairs in the After-Repair Value field, for example 300000.
  2. Enter the repair costs
    Type the estimated cost of repairs in the Repair Costs field, for example 40000.
  3. Enter the wholesale fee
    Type your assignment or wholesale fee in the Wholesale Fee field, for example 10000.
  4. Enter the ARV rule and calculate
    Type the ARV rule as a percentage, for example 70, then press Calculate to read the maximum allowable offer and the end-buyer price.

Assumptions & Limitations

What the calculation assumes

  • Every value you enter is treated as an exact, known amount.
  • Rates and contributions are assumed to stay constant for the whole period unless the form asks for them separately.
  • Results use standard financial formulas and ignore fees, penalties and promotional terms that are not entered above.
  • Inflation, tax changes and market volatility are not modelled unless a field for them is provided.
  • Amounts are unit-agnostic: results are returned in the same currency you enter.

What it does not cover

  • Wholesale Real Estate Calculator produces estimates for education and planning, not a quote, offer or professional advice.
  • Real-world outcomes differ when fees, taxes, rounding rules or provider-specific terms apply.
  • Local regulations and tax rules vary by country and change over time; verify current rules for your jurisdiction.
  • Figures are only as accurate as the inputs you supply — check them before acting on the result.
  • For decisions with lasting financial impact, confirm the numbers with a qualified professional.

Frequently Asked Questions

The calculator multiplies the after-repair value by the ARV rule percentage, then subtracts repair costs and the wholesale fee. At $300,000 ARV, 70%, $40,000 repairs, and a $10,000 fee, the offer is $160,000.

It is the share of the after-repair value the deal is built around, which you enter yourself. The example uses 70%, but the calculator applies whatever percentage you supply.

The calculator adds the wholesale fee back to the maximum allowable offer. For a $160,000 offer and a $10,000 fee, the end-buyer price is $170,000.

No. It uses only the after-repair value, repair costs, wholesale fee, and ARV percentage you enter. Any closing or holding costs must be built into the figures you provide.

Free to use, no account needed. Calculations run in your browser, so nothing you type is sent to a server. Results are estimates — how we build and check our calculators.

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