Debt-to-Income (DTI) Ratio Calculator

DTI Ratio	Status	Mortgage Qualification
0% - 35%	Excellent	Easy to qualify, best rates.
36% - 43%	Good	Most lenders accept this range.
44% - 49%	High	Difficult to qualify, higher rates.
50%+	Critical	Unlikely to qualify for most loans.

0% - 35%

Excellent

Easy to qualify, best rates.

36% - 43%

Good

Most lenders accept this range.

44% - 49%

High

Difficult to qualify, higher rates.

50%+

Critical

Unlikely to qualify for most loans.

Debt-to-Income Ratio Calculator